Disputes & Litigation
Insurance Claims & Disputes
Assistance when an insurer delays, reduces or denies a valid claim.
Overview
What this involves
An insurance policy is a contract, and its wording decides what is covered. When a claim is denied or underpaid, the reasons given are not always the last word.
KMC Justice advises policyholders on property, business, liability and other insurance disputes.
How We Assist
How KMC Justice Can Assist
We read the policy and the denial, gather the evidence that supports the claim and press the insurer for a proper decision. If necessary, we bring a claim against the insurer. We also advise businesses on how a policy responds to a loss before they submit it.
Scope
Matters We Handle
- Denied, delayed or underpaid property claims
- Business interruption and commercial coverage disputes
- Liability policy coverage and defense obligations
- Disputes over appraisal and valuation
- Bad-faith claims handling
- Coverage questions in injury and construction matters
FAQs
Frequently asked questions
My claim was denied. Is that final?
No. A denial can be challenged, and the policy wording and the insurer's reasons are the starting point.
Should I speak to the insurer's adjuster?
You must cooperate, but be careful about recorded statements. Get advice on significant claims before giving one.
Are there time limits for disputing a denial?
Yes. Policies and the law set deadlines, which can be short. Contact us promptly.
This page provides general information, not legal advice. Every situation is different. Contact us to discuss yours.
Request a Consultation
Discuss your insurance claims and disputes matter with us.
Tell us briefly about your situation. We will review your inquiry and respond as appropriate.