Individuals & Families
Bankruptcy & Debt Relief
Advice for individuals and businesses facing unmanageable debt.
Overview
What this involves
Debt that cannot be managed affects every other part of life. The law offers structured ways to reorganize or discharge debts, but each has consequences, so it is important to understand the options before choosing.
KMC Justice advises individuals and small businesses who are struggling with debt.
How We Assist
How KMC Justice Can Assist
We review your income, assets and debts, explain whether bankruptcy or an alternative suits you, and guide you through the process if you proceed. For creditors dealing with a debtor's bankruptcy, we advise on protecting their position.
Scope
Matters We Handle
- Chapter 7 and Chapter 13 bankruptcy for individuals
- Small business reorganization and liquidation
- Debt negotiation and settlement
- Dealing with creditors and collection calls
- Foreclosure and repossession concerns
- Creditors' claims in someone else's bankruptcy
FAQs
Frequently asked questions
Will bankruptcy erase all my debts?
No. Some debts generally survive bankruptcy. We explain what is likely to be covered in your case.
Can I keep my home and car?
It depends on the type of bankruptcy and the exemptions that apply. We review your assets.
Should I stop paying creditors before filing?
Do not change anything without advice. Some steps can cause problems later.
This page provides general information, not legal advice. Every situation is different. Contact us to discuss yours.
Request a Consultation
Discuss your bankruptcy and debt relief matter with us.
Tell us briefly about your situation. We will review your inquiry and respond as appropriate.